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  • Product Services

LOAN PRODUCTS

  • General Loan

    • Loan Limit: Maximum up to Rs. 5,00,000

    Loan Tenure: Max. 3 Year

    Interest Rate: 15%

    Service Charge: 1.5%

    Insurance Charge: 0.600%


  • Manushi Collateral Loan

    • ·         Loan Limit: Maximum up to Rs. 15,00,000

    ·         Loan Tenure: Max. 10 Year

    ·         Interest Rate: 15%

    ·         Service Charge: 1.5%

    ·         Insurance Charge : 0.600%


  • Micro Entreprise loan

    • ·         Loan Limit: Maximum up to Rs. 7,00,000

    ·         Loan Tenure: Max. 5 Year

    ·         Interest Rate: 15%

    ·         Service Charge: 1.5%

    ·         Insurance Charge : 0.600%


  • Seasonal Loan

    • Loan Limit: Maximum up to Rs. 30,000

    Loan Tenure: Max. 1 Year

    Interest Rate: 15%

    Service Charge: 1.5%

    Insurance Charge: 0.600%

  • Housing Loan

    • Loan Limit: Maximum up to Rs. 1,00,000

    Loan Tenure: Max. 1 Year

    Interest Rate: 15%

    Service Charge: 1.5%

    Insurance Charge: 0.600%


  • Centre Fund Loan

    • Loan Limit: Maximum up to Rs. 20,000

    Loan Tenure: Max. 10 Month

    Interest Rate: 15%

    Service Charge: 1.5%



  • Subidha Loan

    • ·         Loan Limit: Maximum up to Rs. 1,00,000

    ·         Loan Tenure: Max. 3 Year

    ·         Interest Rate: 14%

    ·         Service Charge: 1.5%

    ·         Insurance Charge: 0.600%

SAVING SERVICES

  • Group Saving

    • Account opening compulsory
    • Minimum Monthly Saving Start From Rs. 50 To Maximum Amt 500
    • Refundable when member dropout.
    • Interest Rate 7.5%


  • Personal Saving

    • Account opening compulsory
    • Minimum balance Rs. 100
    • Saving/ Withdraw can be done as per desire
    • Interest Rate 7.5%


  • Children Saving

    • Optional
    • Account Opening Amount Start From Rs 200
    • Transaction as per desire
    • Saving/ Withdraw can be done as per desire
    • Interest Rate 7.5% 


  • Welfare Fund Saving

    •       If a member will be late in meeting the amount is collected as a punishment and deposited to the welfare fund.
      • This amount will be used only for the welfare of the center and this can be withdraw only by the center member not individual.
      • Interest Rate 7.5%


  • Nari Samriddhi Bachat

    • Optional
    • Account Opening Amount Start From Rs 200 to  more than 200
    • Transaction as per desire
    • Saving/ Withdraw can be done as per desire
    • Interest Rate 8%